Because it is very different. The amount of years and the interest rate are based on a perceived return, a career earning money that makes the payments affordable. Most are not getting careers in their degrees. And a student loan, which is often deferred for a much later time, is also different than normal bills that are being paid AS they are being used.

Student loans tell very little about whether a person will pay their rent or their car note or their utilities. Since many of these places use that score to qualify people, I feel the student loan should not be a part of that consideration of whether someone has or will pay ongoing, pay as you use, bills for rent or other services.

This would be a solution because people will still be held responsible, but these high interest loans will not have the same weight to be able to interfere with any and all of the other things they ARE able and likely to be responsible for.

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The only difference is like what oldkid said... you cannot repossess education. Other than that it's still a loan. People leaving highschool are adults, and should really be thinking that their gender studies degree better pay off or they'll be in big trouble. But they don't. Colleges and universities are used to prolong adolescence. That's why it takes 7 years to finish a 4 year program. Taxpayers should not be on the hook for a lack of forsight, and immaturity.

I'll agree that the interest should be low, but most definitely connected to credit. It is a consideration for other lenders to note before loaning money. If there are no records, a lender can loan more money out, not knowing about the encumbrance of their student loan debt - and through no fault of their own, set them up for failure.

If you're not responsible for your own education, why would you be responsible with other people's money?

Because of their nature of being a payment for Use as it is used. Whereas loans for school are FUTURE payments for something predicted to be used, but often not useful after all.

So they shouldn't expect people in medicine going for their doctorate - be physicians?
People studying law, be attorneys? They are receiving the education for purely just having knowledge? Then they shouldn't be getting loans at all. They should be buying what they can afford with the career they chose. Or get a bank loan or line of credit to do so. Either way, it will amount to a regular loan. At least with the latter idea , you can file for bankruptcy.

Papa Smurf says, "It's all smurfie" And Papa Smurf is always right. So get back in line or get smurfed"

I assume you are linking 'free education' with Socialism and so the quote.

If true,
then this 'Mindset on Socialism' not only holds back the brightest among us but throttles society already programmed by media to think and abide by certain rules and regulations further allowing men with lower IQ to lead the Nation purely by pontification over the virtue of the Christian faith or some other equivalent.

If you can't learn from the mistakes of others, than you suffer the fate of fools.

They shouldn't allow history with student loan payments to be used as an accurate reflection of responsibility towards pay as you go services, like rent, utility, or car notes.

I'll vote him over tRump but I'm more center. Amys ideas align more with mine, but always low in the polls.

$5.6 billion cut from Department of Education funding— - 7.8 %

As follows:
Eliminating subsidized Stafford Loans, which don’t accrue interest while you’re enrolled.

Eliminating the Supplemental Educational Opportunity Grant, which typically goes to independent students or those whose families make less than $30,000 per year.

Cutting $630 million of funding to the Federal Work Study Program.

Reducing income-driven loan repayment programs to one option. Instead of paying 10% of your income, you’d pay 12.5%. Payment plans would last 15 years instead of 20, with the remainder forgiven, but graduate students would have to make payments for 30 years under income-driven repayment.

Eliminating the Public Service Loan Forgiveness program.

Are we defined by our attacking the Republicans / or the Democrats?

Viewing education as a commodity is a mindset and thoughtless learning from other's experiments / mistakes is also a mindset.

Trump relegating Education to the Department of Labor is a poverty mindset.
I should know because I am in a place where we consider poverty as a virtue.

Mindset is like a physical curtain cutting off sunlight; no matter how brilliant Trump is; on education he is clearly in the dark. In fact this could be the bump that turns Trump into a blip in the journey of America's greater future.

You & I won't be effected; American children now in school.

Education falls into two categories:
1) objective truth
2) subjective truth
Objective truth is what reality is and subjective truth is yours or someone else's perception of reality. Trump is pushing for objective reality in education. This goes against what is being forced on children to learn in schools now. America isn't a social cast system.

Kids today in America have nothing to live for or die for. This is why they're easily manipulated by socialist propaganda. Making a global utopia on Earth seems like a good thing. Utopia means, "Not of this Earth". In other words, "A pipe dream". A fantasy that cannot and will never exist.

America's government is based off Libertarian viewpoints.
1) all systems of government are inherently fLawed because people are flawed.
2) Power corrupts and absolute power corrupts absolutely.
This is why there's many different aspects of government put together to form our government system. Also why the patriarchy or matriarchy is rejected in our society. Power of authority is spead over thousands of people and not just a handful. It's always a fight or struggle to keep those who get power hunger to take control.

The real problem is that there's corruption, incompetence and mismanagement that has built up over the decades. I'm just surprised that there hasn't been more assassinations of politicians and other public figures at this point. although, most "WetWorks" go on noticed when it happens.