Topic: Most in US want public health option
JustAGuy2112's photo
Sun 12/06/09 06:35 PM






According to the title of this thread....

" Most want Public Option ".

Has anyone paid ANY attention to the fact that those who DON'T want it are the only ones that can actually CREATE JOBS???

You can ask just about any small business owner and you will find out that they don't want anything to do with a " Public Option " because it will cause them to be taxed even more than they already are.

No matter how much the Dems cry from the rooftops that it won't raise taxes...everyone with a lick of sense knows that a public option is going to knock out all insurance companies and raise taxes.

There is absolutely no way that a privately owned business can compete with the mass that is the U.S. government.

The government WILL be as inept with health care as it has been with everything else it has tried to run. Cash for Clunkers ring a bell?? How many dealers are still waiting to get paid for the trade ins???




Not true.

http://bizfinance.about.com/b/2009/09/25/small-business-health-insurance-reform-and-the-public-option.htm

http://pulse.blogs.starnewsonline.com/10451/survey-n-c-small-business-owners-tilt-toward-public-option/


What a joke.

These people can print just about anything they want, as long as it agrees with the Democrat position, and you'll just lap it up and believe everything they say. After all...everything you read is written by someone who totally agrees with your idea of how things should be.

Try this. Instead of reading what someone else says is true, get off your duff, go out and actually ASK small business owners yourself.

I have done so. Almost every business in the town I live in is a " small business " and not a damned ONE of them actually think this " plan " is a good idea.


LoL I think I just got lied to, my opinion of course. I should be offended but I will let it go.

I only pulled off a couple out of the list of articles with small businesses supporting the public option.

Some of them are smart enough to know that if the government already has medicare, medicaid, it obviously can run a public option with little to no problems.


" ...if the government has Medicare, Medicaid, ...."

Ummm...Medicare and Medicaide aren't exactly known for paying the bills.

And when they do, they pay MUCH less than the charges actually are.

" Some of them are smart enough to know..."

Are you kidding??? Are you seriously saying that those small business owners who don't think the public option isn't a good idea are stupid???

Just because they don't agree??

They should fail, not because of the tax burden that they can see coming, but because they are too stupid to be in business in the first place??


They won't fail so what are talking about?


Well...let's see here.

The higher tax burden that will be brought about with the " plan " that the government has is definitely going to drive some entrepreneurs out of business.

They simply won't be able to pay more than they already are.

Can you possibly be that naive???

Dragoness's photo
Sun 12/06/09 06:43 PM







According to the title of this thread....

" Most want Public Option ".

Has anyone paid ANY attention to the fact that those who DON'T want it are the only ones that can actually CREATE JOBS???

You can ask just about any small business owner and you will find out that they don't want anything to do with a " Public Option " because it will cause them to be taxed even more than they already are.

No matter how much the Dems cry from the rooftops that it won't raise taxes...everyone with a lick of sense knows that a public option is going to knock out all insurance companies and raise taxes.

There is absolutely no way that a privately owned business can compete with the mass that is the U.S. government.

The government WILL be as inept with health care as it has been with everything else it has tried to run. Cash for Clunkers ring a bell?? How many dealers are still waiting to get paid for the trade ins???




Not true.

http://bizfinance.about.com/b/2009/09/25/small-business-health-insurance-reform-and-the-public-option.htm

http://pulse.blogs.starnewsonline.com/10451/survey-n-c-small-business-owners-tilt-toward-public-option/


What a joke.

These people can print just about anything they want, as long as it agrees with the Democrat position, and you'll just lap it up and believe everything they say. After all...everything you read is written by someone who totally agrees with your idea of how things should be.

Try this. Instead of reading what someone else says is true, get off your duff, go out and actually ASK small business owners yourself.

I have done so. Almost every business in the town I live in is a " small business " and not a damned ONE of them actually think this " plan " is a good idea.


LoL I think I just got lied to, my opinion of course. I should be offended but I will let it go.

I only pulled off a couple out of the list of articles with small businesses supporting the public option.

Some of them are smart enough to know that if the government already has medicare, medicaid, it obviously can run a public option with little to no problems.


" ...if the government has Medicare, Medicaid, ...."

Ummm...Medicare and Medicaide aren't exactly known for paying the bills.

And when they do, they pay MUCH less than the charges actually are.

" Some of them are smart enough to know..."

Are you kidding??? Are you seriously saying that those small business owners who don't think the public option isn't a good idea are stupid???

Just because they don't agree??

They should fail, not because of the tax burden that they can see coming, but because they are too stupid to be in business in the first place??


They won't fail so what are talking about?


Well...let's see here.

The higher tax burden that will be brought about with the " plan " that the government has is definitely going to drive some entrepreneurs out of business.

They simply won't be able to pay more than they already are.

Can you possibly be that naive???


Where does this tax burden come from? Proof of the burden of tax from the public option would be nice. Valid proof since my articles weren't good enough for ya.

JustAGuy2112's photo
Sun 12/06/09 06:46 PM
Edited by JustAGuy2112 on Sun 12/06/09 06:50 PM








According to the title of this thread....

" Most want Public Option ".

Has anyone paid ANY attention to the fact that those who DON'T want it are the only ones that can actually CREATE JOBS???

You can ask just about any small business owner and you will find out that they don't want anything to do with a " Public Option " because it will cause them to be taxed even more than they already are.

No matter how much the Dems cry from the rooftops that it won't raise taxes...everyone with a lick of sense knows that a public option is going to knock out all insurance companies and raise taxes.

There is absolutely no way that a privately owned business can compete with the mass that is the U.S. government.

The government WILL be as inept with health care as it has been with everything else it has tried to run. Cash for Clunkers ring a bell?? How many dealers are still waiting to get paid for the trade ins???




Not true.

http://bizfinance.about.com/b/2009/09/25/small-business-health-insurance-reform-and-the-public-option.htm

http://pulse.blogs.starnewsonline.com/10451/survey-n-c-small-business-owners-tilt-toward-public-option/


What a joke.

These people can print just about anything they want, as long as it agrees with the Democrat position, and you'll just lap it up and believe everything they say. After all...everything you read is written by someone who totally agrees with your idea of how things should be.

Try this. Instead of reading what someone else says is true, get off your duff, go out and actually ASK small business owners yourself.

I have done so. Almost every business in the town I live in is a " small business " and not a damned ONE of them actually think this " plan " is a good idea.


LoL I think I just got lied to, my opinion of course. I should be offended but I will let it go.

I only pulled off a couple out of the list of articles with small businesses supporting the public option.

Some of them are smart enough to know that if the government already has medicare, medicaid, it obviously can run a public option with little to no problems.


" ...if the government has Medicare, Medicaid, ...."

Ummm...Medicare and Medicaide aren't exactly known for paying the bills.

And when they do, they pay MUCH less than the charges actually are.

" Some of them are smart enough to know..."

Are you kidding??? Are you seriously saying that those small business owners who don't think the public option isn't a good idea are stupid???

Just because they don't agree??

They should fail, not because of the tax burden that they can see coming, but because they are too stupid to be in business in the first place??


They won't fail so what are talking about?


Well...let's see here.

The higher tax burden that will be brought about with the " plan " that the government has is definitely going to drive some entrepreneurs out of business.

They simply won't be able to pay more than they already are.

Can you possibly be that naive???


Where does this tax burden come from? Proof of the burden of tax from the public option would be nice. Valid proof since my articles weren't good enough for ya.


Part of the bill states that the taxes start now, but nothing happens as far as getting coverage til 2013.

Of course, I shouldn't bother pointing out the obvious.

You won't believe it anyway. It simply doesn't filter through those rosy glasses of yours.

Dragoness's photo
Sun 12/06/09 06:50 PM









According to the title of this thread....

" Most want Public Option ".

Has anyone paid ANY attention to the fact that those who DON'T want it are the only ones that can actually CREATE JOBS???

You can ask just about any small business owner and you will find out that they don't want anything to do with a " Public Option " because it will cause them to be taxed even more than they already are.

No matter how much the Dems cry from the rooftops that it won't raise taxes...everyone with a lick of sense knows that a public option is going to knock out all insurance companies and raise taxes.

There is absolutely no way that a privately owned business can compete with the mass that is the U.S. government.

The government WILL be as inept with health care as it has been with everything else it has tried to run. Cash for Clunkers ring a bell?? How many dealers are still waiting to get paid for the trade ins???




Not true.

http://bizfinance.about.com/b/2009/09/25/small-business-health-insurance-reform-and-the-public-option.htm

http://pulse.blogs.starnewsonline.com/10451/survey-n-c-small-business-owners-tilt-toward-public-option/


What a joke.

These people can print just about anything they want, as long as it agrees with the Democrat position, and you'll just lap it up and believe everything they say. After all...everything you read is written by someone who totally agrees with your idea of how things should be.

Try this. Instead of reading what someone else says is true, get off your duff, go out and actually ASK small business owners yourself.

I have done so. Almost every business in the town I live in is a " small business " and not a damned ONE of them actually think this " plan " is a good idea.


LoL I think I just got lied to, my opinion of course. I should be offended but I will let it go.

I only pulled off a couple out of the list of articles with small businesses supporting the public option.

Some of them are smart enough to know that if the government already has medicare, medicaid, it obviously can run a public option with little to no problems.


" ...if the government has Medicare, Medicaid, ...."

Ummm...Medicare and Medicaide aren't exactly known for paying the bills.

And when they do, they pay MUCH less than the charges actually are.

" Some of them are smart enough to know..."

Are you kidding??? Are you seriously saying that those small business owners who don't think the public option isn't a good idea are stupid???

Just because they don't agree??

They should fail, not because of the tax burden that they can see coming, but because they are too stupid to be in business in the first place??


They won't fail so what are talking about?


Well...let's see here.

The higher tax burden that will be brought about with the " plan " that the government has is definitely going to drive some entrepreneurs out of business.

They simply won't be able to pay more than they already are.

Can you possibly be that naive???


Where does this tax burden come from? Proof of the burden of tax from the public option would be nice. Valid proof since my articles weren't good enough for ya.


Part of the bill states that the taxes start now, but nothing happens as far as getting coverage til 2013.


The bill that isn't even finished yet?

Show me.

Valid links please.

JustAGuy2112's photo
Sun 12/06/09 06:51 PM


The bill that isn't even finished yet?

Show me.

Valid links please.


Considering that the fact that I actually talked to small business owners in the town I live in was completely rejected by you as a lie....

...any source I could provide would not be considered " valid " by you anyway.

Fanta46's photo
Sun 12/06/09 06:55 PM



The bill that isn't even finished yet?

Show me.

Valid links please.


Considering that the fact that I actually talked to small business owners in the town I live in was completely rejected by you as a lie....

...any source I could provide would not be considered " valid " by you anyway.


Hearsay doesn't fit the facts.
It can't be taken as logic.

Dragoness's photo
Sun 12/06/09 07:04 PM



The bill that isn't even finished yet?

Show me.

Valid links please.


Considering that the fact that I actually talked to small business owners in the town I live in was completely rejected by you as a lie....

...any source I could provide would not be considered " valid " by you anyway.


Of course ...lol

JustAGuy2112's photo
Sun 12/06/09 07:04 PM




The bill that isn't even finished yet?

Show me.

Valid links please.


Considering that the fact that I actually talked to small business owners in the town I live in was completely rejected by you as a lie....

...any source I could provide would not be considered " valid " by you anyway.


Hearsay doesn't fit the facts.
It can't be taken as logic.


Wow.

So reading blogs counts more than actually talking to people.

Yet, the blogs are nothing BUT hearsay.

How extremely logical of you.

And what " facts " would you be referring to?? The ones that show up on the blogs or in the statistics???

How about real life facts.

Oh wait. They don't count at all.

Ya know...I find relying on stats and blogs for your information a whole lot less logical than= actually going out and talking to the people who will be affected.

Silly me.

JustAGuy2112's photo
Sun 12/06/09 07:04 PM




The bill that isn't even finished yet?

Show me.

Valid links please.


Considering that the fact that I actually talked to small business owners in the town I live in was completely rejected by you as a lie....

...any source I could provide would not be considered " valid " by you anyway.


Of course ...lol


Then what, exactly, would be the point??

Dragoness's photo
Sun 12/06/09 07:06 PM





The bill that isn't even finished yet?

Show me.

Valid links please.


Considering that the fact that I actually talked to small business owners in the town I live in was completely rejected by you as a lie....

...any source I could provide would not be considered " valid " by you anyway.


Of course ...lol


Then what, exactly, would be the point??


There is no point for you, you said you can't make it.

Fanta46's photo
Sun 12/06/09 07:07 PM
I know for fact that certain states allow small businesses who make less than $250,000 a year to report their earnings on an Individual income tax return. A few states.

Obama has promised a tax break to to small businesses, but those who report as an individual will not receive this.

What they need to do is quit reporting as individuals and pay their taxes as small businesses. Of course, what they won't admit is this puts their business in a different tax group. Where they should be and quits making the loop-hole in the tax reporting unattractive and lucrative.

I was just reading this the other day.

Fanta46's photo
Sun 12/06/09 07:08 PM





The bill that isn't even finished yet?

Show me.

Valid links please.


Considering that the fact that I actually talked to small business owners in the town I live in was completely rejected by you as a lie....

...any source I could provide would not be considered " valid " by you anyway.


Hearsay doesn't fit the facts.
It can't be taken as logic.


Wow.

So reading blogs counts more than actually talking to people.

Yet, the blogs are nothing BUT hearsay.

How extremely logical of you.

And what " facts " would you be referring to?? The ones that show up on the blogs or in the statistics???

How about real life facts.

Oh wait. They don't count at all.

Ya know...I find relying on stats and blogs for your information a whole lot less logical than= actually going out and talking to the people who will be affected.

Silly me.


Not to me.
Blogs are the worst source possible.

JustAGuy2112's photo
Sun 12/06/09 07:09 PM






The bill that isn't even finished yet?

Show me.

Valid links please.


Considering that the fact that I actually talked to small business owners in the town I live in was completely rejected by you as a lie....

...any source I could provide would not be considered " valid " by you anyway.


Of course ...lol


Then what, exactly, would be the point??


There is no point for you, you said you can't make it.


Never said I couldn't make it.

It would simply be a waste of time considering that you have already called me a liar.

just keep living in your fantasy world where everything is peaches and cream as long as the government has control.

Enjoy your Socialism.drinker


Dragoness's photo
Sun 12/06/09 07:12 PM







The bill that isn't even finished yet?

Show me.

Valid links please.


Considering that the fact that I actually talked to small business owners in the town I live in was completely rejected by you as a lie....

...any source I could provide would not be considered " valid " by you anyway.


Of course ...lol


Then what, exactly, would be the point??


There is no point for you, you said you can't make it.


Never said I couldn't make it.

It would simply be a waste of time considering that you have already called me a liar.

just keep living in your fantasy world where everything is peaches and cream as long as the government has control.

Enjoy your Socialism.drinker




I don't have to worry about socialism. We may have socialistic programs here but we will never be a socialist country so no worries for anyone unless they buy into the fearmongering garbage from the right.

JustAGuy2112's photo
Sun 12/06/09 07:15 PM

I know for fact that certain states allow small businesses who make less than $250,000 a year to report their earnings on an Individual income tax return. A few states.


Yep. I'm not sure if Michigan is one of them or not. BUT....keep in mind that it has been said, by the administration, many times, that they want to raise taxes on the " higher wage earners " to pay for their plan. Think 250k is gonna qualify as one of those???

Obama has promised a tax break to to small businesses, but those who report as an individual will not receive this.


The most recent quote from the White House is that small business will be given a 3000 dollar tax " credit " for hiring people. Unfortunately, those businesses would wind up paying anywhere from 10-50k for the people they hire. And don't forget that they are going to be required to provide health care for those employees or they will be fined. Doesn't seem like such a " break ".

What they need to do is quit reporting as individuals and pay their taxes as small businesses. Of course, what they won't admit is this puts their business in a different tax group. Where they should be and quits making the loop-hole in the tax reporting unattractive and lucrative.

I was just reading this the other day.


The problem is ( and this is IF Michigan doesn't allow businesses to do that ) there is a thing called the " Business Tax " here in this state that is VERY unfriendly to small businesses.

Either way, they are gonna be screwed.

JustAGuy2112's photo
Sun 12/06/09 07:16 PM








The bill that isn't even finished yet?

Show me.

Valid links please.


Considering that the fact that I actually talked to small business owners in the town I live in was completely rejected by you as a lie....

...any source I could provide would not be considered " valid " by you anyway.


Of course ...lol


Then what, exactly, would be the point??


There is no point for you, you said you can't make it.


Never said I couldn't make it.

It would simply be a waste of time considering that you have already called me a liar.

just keep living in your fantasy world where everything is peaches and cream as long as the government has control.

Enjoy your Socialism.drinker




I don't have to worry about socialism. We may have socialistic programs here but we will never be a socialist country so no worries for anyone unless they buy into the fearmongering garbage from the right.


Oh cuz LORD KNOWS that everything the Left says is 100% true.

Hilarious.

Fanta46's photo
Sun 12/06/09 07:28 PM
Straight from the horses mouth.
Read this,

LOWER INSURANCE COSTS
Will national health care benefit us as a country? I'm not really sure. But one thing I know for sure: British food is terrible. And a national health insurance system would be a good thing for small business owners. Not a bad thing. Now before my fellow conservatives handcuff me to a TV and force me to watch 20 hours of The Franken & Davis Show, let me explain.

For one, as a business owner, a national insurance plan would be cheaper for me. Way cheaper. Yes, those critics are probably right—socialized medicine will probably lead to higher individual taxes, longer wait times for treatment, lower-quality health care, and a strong urge to have tea and biscuits at 4 o'clock. But take a look at these numbers from a client of mine—a 50-person manufacturer in Pennsylvania. In 2008 it paid $375,000 net health insurance on a payroll totaling $2.086 million. (This included the owners.) And this is for a pretty basic Blue Cross plan. That works out to 18% of its payroll cost. If we go with the President's 8% plan, the company would save about $208,000. If we opt for Kennedy's proposal, it would save $337,500 per year!

Would this be better for our employees? Maybe yes, maybe no. But at least it's something. A lot of employers are providing nothing. Some employers may be offering and paying too much. Will we all opt for this option? Maybe yes, maybe no. Some of us may want to offer better plans to our employees to gain a competitive edge or because we place a higher value on this kind of employee benefit. With a national health plan, business owners would be given a much less expensive health care option to provide to their employees. Right now we're stuck paying insurance premiums to the Big Blues and the HMOs that seem to be nonnegotiable and fixed in some smoky backroom in the Bronx. Having a lower cost alternative gives us some breathing room. And some choice.

And if we choose the lower cost alternative, what are we going to do with these savings? Sure, my client could take the entire amount and purchase two tickets to an Arsenal vs. Chelsea match (ever seen how much those tickets cost?). But more likely it'll reinvest. It may actually hire more employees. Or spend on a piece of equipment. Or keep a few more cans of warm lager in the employee lunchroom.

ELIMINATING UNWELCOME SURPRISES
Another benefit? Less surprises. There are two things I personally dread receiving in the mail: my oldest son's report card and our health insurance premium notice. Thankfully I can kick my son out on the street once he (hopefully) graduates high school. But I don't have this kind of option for my health insurance costs. This is a huge, annual wild card for business owners. What will the increase be this year? Only 27%? Phew, what a relief! The pay or play plans being discussed would levy a fixed percentage or amount on business owners based on payroll dollars or headcount. Like it or not, you can't deny that at the very least, there would be no surprises. Knowing what the cost will be every year makes it easier to budget, easier to set prices, and easier to plan hiring. Right now the expense is so variable, and so significant, that it has an impact on our decisionmaking.

A lot of people are saying a national health plan would deincentivize us from providing wellness benefits. You know what these are, right? They're things like fitness club memberships, nutritional food choices, and other programs to make employees healthier that in turn would decrease our overall insurance costs. Nice idea in theory, especially if you're a Fortune 1000 company that can afford human resources departments and internal wellness czars. But exactly how many business owners are actually doing this? We're just happy if our people show up in one piece. Few of us are buying into the theory that cutting back on those Reese's Pieces on the receptionist's desk and having our six employees walk around the parking lot once a week will actually have an impact on our health insurance costs. I'm happy to take my chances on this.

And you know what? Maybe a little competition wouldn't be so bad for the health insurance providers either. For years it seems like we have had to take whatever increase they've invoked in order to keep their profits steady and their shareholders happy. Now, with a lower-cost government plan in place, perhaps these same companies will need to sing and dance a little more to get our attention. Perhaps they may actually find a way to decrease their prices or increase their services in order to entice us to stay on board with them. This can only benefit our employees, not to mention our own bottom line.

What about employers that don't provide insurance but will be required to? Some of the plans are proposing to exempt companies with less than 25 people from this rule. So what if you're employing more than 25 human beings and you're not offering these people any insurance? Check your calendar, dude—we're not in Victorian England. Maybe you should. And if that means forking out $750 per person to do this, then boo hoo.

So yeah…maybe those Swedes and Brits and, darn it, even the Canadians are on to something. Sure, there are a ton of very reasonable downsides to a national health plan. Our overall level of care may deteriorate. Our personal taxes may go up. Our teeth may turn brown and crooked. Our best doctors may lose the incentive to do their best work. We may all be forced to drink warm beer. But then again, maybe our tabloids will start showing a topless beauty on Page 3. Oh, and maybe some business owners will have a more affordable health care option that they never had before.


http://www.businessweek.com/smallbiz/content/jul2009/sb20090721_906996_page_2.htm

Fanta46's photo
Sun 12/06/09 07:29 PM
And that guy is a conservative!

JustAGuy2112's photo
Sun 12/06/09 07:37 PM
rofl rofl rofl rofl

Of COURSE it's gonna make insurance " cheaper " for the businesses.

They WON'T HAVE TO PAY ANY!!!!

They'll just pay the fines instead because it will be cheaper to so THAT than to offer insurance. LMAO

But the fact remains that taxes WILL go up. On everyone!!! One way or another.

Think about this for just a second.

If a business incurs higher operating costs...where do they make up for the losses?? By charging more to the customers, right??

So, when their taxes go up, which they will whether or not you choose to believe it, where do you think they are going to get the money to pay those taxes??? By charging more for their products/services.

That means that everyone, no matter what their income is, gets charged more.

That equals nothing more than raising taxes on everyone. Whether it's actually called a tax or not is completely beside the point.

no photo
Sun 12/06/09 07:46 PM

I know for fact that certain states allow small businesses who make less than $250,000 a year to report their earnings on an Individual income tax return. A few states.

Obama has promised a tax break to to small businesses, but those who report as an individual will not receive this.

What they need to do is quit reporting as individuals and pay their taxes as small businesses. Of course, what they won't admit is this puts their business in a different tax group. Where they should be and quits making the loop-hole in the tax reporting unattractive and lucrative.

I was just reading this the other day.


U might want to do better reading:

A federal employer identification number (EIN), also sometimes referred to as a tax identification number, is a nine-digit code that businesses use to identify themselves for tax reporting, banking, and other purposes. Sole proprietorships without employees are allowed to use the owner's Social Security number for tax reporting purposes. But any company that has employees other than the owner—in addition to all partnerships, limited liability companies, and corporations—must instead apply for and use an EIN. The EIN is specific to a certain business, like a Social Security number is specific to a certain person. Therefore, if an individual or group owns more than one business, a separate EIN is required for each one.

Only small businhesses w/out employees can do this.