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| Topic: Credit Check | |
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Credit rating is not of high importance to me either. And I wouldn't even think of finding out a partners credit history until we were talking about marraige. It's not permanent enough while just dating to go there.
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Interest Rates
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What I'm hearing from people who find it important is that they thing anyone who has a credit problem can't handle money. But there are many other reasons for people to end up in a situation with poor credit. Such as a job loss where they had been at the top of their pay scale. When you have to start over, new job, bottom of the pay it is a traumatic blow to ones ability to make ends meet. And then we have this housing crisis going on. I went from making 26 an hour to 10 an hour and could only manage to make things work for a year. I've had to give up my house and file bankruptcy because I wasn't making enough money for any other solution to be viable. I agree with your statement. Thing's happen to each and everyone of us. The question on the other hand is; Are they trying to do something to help in getting their credit back on track? If they are honestly trying to do something positive about with past the credit debt, that show they are trying to be responsible. It depends on how interested you are in the person whom you intend on being with. It takes two, wether in the past or our future to make things work out. |
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Edited by
MLG40
on
Sun 06/29/08 10:37 AM
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my ex attempted to do some damage to my credit... and so i think its important that a person is responsible in paying their bills.. I dont want to get stuck with somebody else's bills in the long run I would like to add to this. My former had three credit cards that I did not even know about, how? I am not sure. But when in our final court hearing after she had openly admitted to the judge that I had no knowledge of them, I was still in legal obligation to pay since it was considered marital debt. 
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Credit means nothing, I dated a guy with great credit but that was only because he mooched off of everyone for what he needed. his parents took care of what he wouldnt. I thought since I have ok credit and his was good we'd be fine but boy was I wrong. He made my worse by constantly getting fired so I had to carry him etc... So is credit important NOPE. Is being responsible. YEAH
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If that is the case I will never find a man. Divorces and being homeless at one point in my life has totally screwed up my credit. If a man is going to base his love for me on that then I really dont need him.
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It does not have anything to do with love. However, from past experience, I will never get involved with someone who has creditors making phone calls at all hours again.
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