Community > General Discussion

Topic: Let's say...
Cheer_up Joined Tue 11/02/10 Posts: 3269	Sat 03/12/11 07:37 PM
not on the banks behalf, but on the one who deposited the money, perhaps sending it to the wrong account? OK now who can send money to a wrong account if they don't have the persons card? or name? wouldn't go there only 1 is a bank teller or someone that has a card at a machine of the person and code too lolll ,

wux Joined Wed 07/29/09 Posts: 7426	Sat 03/12/11 07:37 PM
Let's say it was an obvious mistake, not on the banks behalf, but on the one who deposited the money, perhaps sending it to the wrong account? Would you return the money after 4 months? Whom do you return the money to? How would you know whose money it was? You think you have access to the audit trail that your bank keeps of this money, so you can go to the house of the loser who put his money in your account, and put the same amount in cash in his hands and say, "man, do be careful next time where you put your money." That's A. And B. is, how can someone deposit money into your account, if there is no error involved by the bank? You can only put money into an account if you do it by one of four means: 1. In the bank, in person 2. by an ATM 3. on phone banking 4. on internet banking. In options 2,3, and 4, you can't pick an account, other than saying "checking" or something similar. You can't say "checking, but not mine, but someone else's." Can't be done. And in option 1, the only way that you can put it in someone's accoung by mistake is if the clerk makes an error. You, however, gave specific conditions that it's not a clerical error on the bank's part. Remember, you stipulated as a condition, "it was an obvious mistake, not on the banks behalf, but on the one who deposited the money". People can't do that mistake. The bank will ask people for their bank card, or something, so there is not a chance people can make the mistake of giving the banker the active bank card of a random stranger. You just can't do, or someone else can't do, by mistake, put money into a stranger's account by mistake or by error. Why don't you withdraw this question and ask people, "are you honest enough to turn in found money." If you had asked that question, I could tell you that in recent times I turned in two full wallets, full of cash; one to a police station, one to the owner, without taking anything out, other than the ids to know where to take the money and whom it belongs to. I put the ids back into the wallet. I also returned a brand new and valid Canadian passport to the police, and three days ago I turned a driver's licence I found on the sidewalk to police. Add to this that in August of 2010 a woman called the cops on me, and I got banned from a mall, because she accused me of stealing bikes. I showed the receipts, I let the cop talk to the store where I bought three bikes in two days, and proved to the cop that I was not stealing bikes. He could not lay charges. He got the mall owner to ban me, because the girl, who runs a toddler's gym place there, and who is tall, blonde, well-built, young, said that "he looks like a thief", saying of me. So this is why I am mad. A lifetime of honesty gets smeared into ** in my face when a good looking woman in a crowd calls me a thief, on the basis of my looking like a thief. this **.

Totage Joined Sat 10/13/07 Posts: 24210	Sat 03/12/11 07:49 PM
Let's just say this whole thing needs further investigation.

wux Joined Wed 07/29/09 Posts: 7426	Sat 03/12/11 07:54 PM
Let's just say this whole thing needs further investigation. Whenever I feel I need to say that, I don't answer the knocks at the door, but climb out back through the bathroom window. look at me now, I'm still at large. (Haha.)

Ainjel Joined Sat 01/24/09 Posts: 3610	Sat 03/12/11 08:10 PM
In New Zealand last year, one of the banks mistakenly put 10million into a persons bank account...He and his girlfriend high tailed it to an Asian country..She was tracked down and is already going through the justice system, and he is still nowhere to be found as yet...

Cheer_up Joined Tue 11/02/10 Posts: 3269	Sat 03/12/11 08:11 PM
Let's say it was an obvious mistake, not on the banks behalf, but on the one who deposited the money, perhaps sending it to the wrong account? Would you return the money after 4 months? Whom do you return the money to? How would you know whose money it was? You think you have access to the audit trail that your bank keeps of this money, so you can go to the house of the loser who put his money in your account, and put the same amount in cash in his hands and say, "man, do be careful next time where you put your money." That's A. And B. is, how can someone deposit money into your account, if there is no error involved by the bank? You can only put money into an account if you do it by one of four means: 1. In the bank, in person 2. by an ATM 3. on phone banking 4. on internet banking. In options 2,3, and 4, you can't pick an account, other than saying "checking" or something similar. You can't say "checking, but not mine, but someone else's." Can't be done. And in option 1, the only way that you can put it in someone's accoung by mistake is if the clerk makes an error. You, however, gave specific conditions that it's not a clerical error on the bank's part. Remember, you stipulated as a condition, "it was an obvious mistake, not on the banks behalf, but on the one who deposited the money". People can't do that mistake. The bank will ask people for their bank card, or something, so there is not a chance people can make the mistake of giving the banker the active bank card of a random stranger. You just can't do, or someone else can't do, by mistake, put money into a stranger's account by mistake or by error. Why don't you withdraw this question and ask people, "are you honest enough to turn in found money." If you had asked that question, I could tell you that in recent times I turned in two full wallets, full of cash; one to a police station, one to the owner, without taking anything out, other than the ids to know where to take the money and whom it belongs to. I put the ids back into the wallet. I also returned a brand new and valid Canadian passport to the police, and three days ago I turned a driver's licence I found on the sidewalk to police. Add to this that in August of 2010 a woman called the cops on me, and I got banned from a mall, because she accused me of stealing bikes. I showed the receipts, I let the cop talk to the store where I bought three bikes in two days, and proved to the cop that I was not stealing bikes. He could not lay charges. He got the mall owner to ban me, because the girl, who runs a toddler's gym place there, and who is tall, blonde, well-built, young, said that "he looks like a thief", saying of me. So this is why I am mad. A lifetime of honesty gets smeared into ** in my face when a good looking woman in a crowd calls me a thief, on the basis of my looking like a thief. this **. Wrongfully Accused Defendants May Have Recourse in the Civil Courts If someone is falsely accused of a crime, pleads not guilty, and the charges are dismissed, he or she may be able to file suit against the person who brought the charges. For example, if a private citizen files a false criminal charge against another person, or falsely makes a complaint to a police officer that results in another’s arrest, and if no conviction results, the accused may be able to sue the accuser for malicious prosecution. If a law enforcement officer was involved in bringing the false accusations, the accused may also have a claim for false imprisonment or for a civil rights violation, often called a section 1983 action after the provision in the federal law creating that cause of action. In a malicious prosecution case, the wrongfully accused plaintiff can recover his or her actual injuries, which include attorneys’ fees to defend the underlying case in criminal court, the cost of any bail bond, lost wages, damages for embarrassment and humiliation, and damages for harm to his or her reputation. In some cases, punitive damages may also be awarded, above and beyond the actual damages suffered, in order to punish the person who raised the wrongful accusations and to discourage others from engaging in similar conduct.......cheers my friend i would file a complaint and say you want damages for embarrassment and humiliation, and damages for harm to your reputation, and i sure you will get money if you got them receipts for the bikes ,cheers just a bit of free legal advise my friend:)))))

wux Joined Wed 07/29/09 Posts: 7426	Sat 03/12/11 08:23 PM Edited by wux on Sat 03/12/11 08:41 PM
Let's say it was an obvious mistake, not on the banks behalf, but on the one who deposited the money, perhaps sending it to the wrong account? Would you return the money after 4 months? Whom do you return the money to? How would you know whose money it was? You think you have access to the audit trail that your bank keeps of this money, so you can go to the house of the loser who put his money in your account, and put the same amount in cash in his hands and say, "man, do be careful next time where you put your money." That's A. And B. is, how can someone deposit money into your account, if there is no error involved by the bank? You can only put money into an account if you do it by one of four means: 1. In the bank, in person 2. by an ATM 3. on phone banking 4. on internet banking. In options 2,3, and 4, you can't pick an account, other than saying "checking" or something similar. You can't say "checking, but not mine, but someone else's." Can't be done. And in option 1, the only way that you can put it in someone's accoung by mistake is if the clerk makes an error. You, however, gave specific conditions that it's not a clerical error on the bank's part. Remember, you stipulated as a condition, "it was an obvious mistake, not on the banks behalf, but on the one who deposited the money". People can't do that mistake. The bank will ask people for their bank card, or something, so there is not a chance people can make the mistake of giving the banker the active bank card of a random stranger. You just can't do, or someone else can't do, by mistake, put money into a stranger's account by mistake or by error. Why don't you withdraw this question and ask people, "are you honest enough to turn in found money." If you had asked that question, I could tell you that in recent times I turned in two full wallets, full of cash; one to a police station, one to the owner, without taking anything out, other than the ids to know where to take the money and whom it belongs to. I put the ids back into the wallet. I also returned a brand new and valid Canadian passport to the police, and three days ago I turned a driver's licence I found on the sidewalk to police. Add to this that in August of 2010 a woman called the cops on me, and I got banned from a mall, because she accused me of stealing bikes. I showed the receipts, I let the cop talk to the store where I bought three bikes in two days, and proved to the cop that I was not stealing bikes. He could not lay charges. He got the mall owner to ban me, because the girl, who runs a toddler's gym place there, and who is tall, blonde, well-built, young, said that "he looks like a thief", saying of me. So this is why I am mad. A lifetime of honesty gets smeared into ** in my face when a good looking woman in a crowd calls me a thief, on the basis of my looking like a thief. this **. Wrongfully Accused Defendants May Have Recourse in the Civil Courts If someone is falsely accused of a crime, pleads not guilty, and the charges are dismissed, he or she may be able to file suit against the person who brought the charges. For example, if a private citizen files a false criminal charge against another person, or falsely makes a complaint to a police officer that results in another’s arrest, and if no conviction results, the accused may be able to sue the accuser for malicious prosecution. If a law enforcement officer was involved in bringing the false accusations, the accused may also have a claim for false imprisonment or for a civil rights violation, often called a section 1983 action after the provision in the federal law creating that cause of action. In a malicious prosecution case, the wrongfully accused plaintiff can recover his or her actual injuries, which include attorneys’ fees to defend the underlying case in criminal court, the cost of any bail bond, lost wages, damages for embarrassment and humiliation, and damages for harm to his or her reputation. In some cases, punitive damages may also be awarded, above and beyond the actual damages suffered, in order to punish the person who raised the wrongful accusations and to discourage others from engaging in similar conduct.......cheers my friend i would file a complaint and say you want damages for embarrassment and humiliation, and damages for harm to your reputation, and i sure you will get money if you got them receipts for the bikes ,cheers just a bit of free legal advise my friend:))))) Thanks, friend... I don't know her name... the police never gave it to me. I can't charge a person whose name I don't know. The writ can't be served. I filed for the police report... I got it... it's written in gibberish. The policeman was sub-literate... or else tried (successfully) to muddle the issue beyond comprehension. The police report gets checked by a spell checker and then by a human employed by police to proof-read the report... the report passed both checks and came out still as an incomprehensible script. I live in Canada, where US laws don't apply. My only recourse is to go after the mall owner... but he just banned me, and I am right now researching if he is allowed to give a false reason to ban a patron, or else is he required to give any reason whatsoever to ban someone from a mall... impossible task. The trespass laws of Ontario, which were enacted by the Provincial Parliament a couple of years ago, do not allude to that. I spoke to three lawyers, or wanted to, they said they don't specialize in trespass laws. This is the land of the law... where you are not excused from punishement if you break the law, by saying you don't know the law... but here in this country nobody knows the law. There is lots of laws, sure, we are a nation gifted with law... but nobody knows them all, and nobody knows even just a large part of it. Therefore there is no law, for all practical purposes, is my view. In Brazil a rich man can get a poor man killed and get away scot free. In Ontario, Canada, nobody gets killed this way, but the law is still not an applicable thing to create order in society, as there is no certain knowledge by anyone as to what the law actually says. True enough, sometime a law says something, and a smaller amount of time you can even find the spot in the books where the book says exactly what the law is. So there is an argument that there is law. But the law as it stands worded in books and lawbooks and statutes is up for interpretation; you have to argue in court that your interpretation is superior to that of your opponent. Why would that need to be done? That's stupid. But okay, fine. Once you got over the interpretation argument and legal battle, then you realize that the law, that you so fiercely depend on to win your case, can also be struck down by the courts even if interpretation is equivocal; it can be nullified and the opposite of it held if there is precedence to that having happened in other courts, by other judges, in the same jurisdiction, even if the interpretation is the same and the law is not struck down by the court. It's not a bad country, at all. Canada, I love thee. But your legal system sure sucks the big one. I blame Admiral Nelson and General Wellington for this. They beat Napoleon Bonaparte, and thus excused the English legal system from accepting Napoleonean streamlining. You see, before N.B., each European country had a legal system that was very close to the British in its essence. Napoleon created a logical, easily-handled, finite and overseeable legal system, and the European countries he beat with his army all accepted his system with open arms and with glee. The British did not, simply coz they had not been beaten by N.B. So what the eff. I was not charged... the police came and went, and they just got the mall owner to ban me. Where the hell do I go with this to complain?

Cheer_up Joined Tue 11/02/10 Posts: 3269	Sun 03/13/11 09:10 PM
Let's say it was an obvious mistake, not on the banks behalf, but on the one who deposited the money, perhaps sending it to the wrong account? Would you return the money after 4 months? Whom do you return the money to? How would you know whose money it was? You think you have access to the audit trail that your bank keeps of this money, so you can go to the house of the loser who put his money in your account, and put the same amount in cash in his hands and say, "man, do be careful next time where you put your money." That's A. And B. is, how can someone deposit money into your account, if there is no error involved by the bank? You can only put money into an account if you do it by one of four means: 1. In the bank, in person 2. by an ATM 3. on phone banking 4. on internet banking. In options 2,3, and 4, you can't pick an account, other than saying "checking" or something similar. You can't say "checking, but not mine, but someone else's." Can't be done. And in option 1, the only way that you can put it in someone's accoung by mistake is if the clerk makes an error. You, however, gave specific conditions that it's not a clerical error on the bank's part. Remember, you stipulated as a condition, "it was an obvious mistake, not on the banks behalf, but on the one who deposited the money". People can't do that mistake. The bank will ask people for their bank card, or something, so there is not a chance people can make the mistake of giving the banker the active bank card of a random stranger. You just can't do, or someone else can't do, by mistake, put money into a stranger's account by mistake or by error. Why don't you withdraw this question and ask people, "are you honest enough to turn in found money." If you had asked that question, I could tell you that in recent times I turned in two full wallets, full of cash; one to a police station, one to the owner, without taking anything out, other than the ids to know where to take the money and whom it belongs to. I put the ids back into the wallet. I also returned a brand new and valid Canadian passport to the police, and three days ago I turned a driver's licence I found on the sidewalk to police. Add to this that in August of 2010 a woman called the cops on me, and I got banned from a mall, because she accused me of stealing bikes. I showed the receipts, I let the cop talk to the store where I bought three bikes in two days, and proved to the cop that I was not stealing bikes. He could not lay charges. He got the mall owner to ban me, because the girl, who runs a toddler's gym place there, and who is tall, blonde, well-built, young, said that "he looks like a thief", saying of me. So this is why I am mad. A lifetime of honesty gets smeared into ** in my face when a good looking woman in a crowd calls me a thief, on the basis of my looking like a thief. this **. Wrongfully Accused Defendants May Have Recourse in the Civil Courts If someone is falsely accused of a crime, pleads not guilty, and the charges are dismissed, he or she may be able to file suit against the person who brought the charges. For example, if a private citizen files a false criminal charge against another person, or falsely makes a complaint to a police officer that results in another’s arrest, and if no conviction results, the accused may be able to sue the accuser for malicious prosecution. If a law enforcement officer was involved in bringing the false accusations, the accused may also have a claim for false imprisonment or for a civil rights violation, often called a section 1983 action after the provision in the federal law creating that cause of action. In a malicious prosecution case, the wrongfully accused plaintiff can recover his or her actual injuries, which include attorneys’ fees to defend the underlying case in criminal court, the cost of any bail bond, lost wages, damages for embarrassment and humiliation, and damages for harm to his or her reputation. In some cases, punitive damages may also be awarded, above and beyond the actual damages suffered, in order to punish the person who raised the wrongful accusations and to discourage others from engaging in similar conduct.......cheers my friend i would file a complaint and say you want damages for embarrassment and humiliation, and damages for harm to your reputation, and i sure you will get money if you got them receipts for the bikes ,cheers just a bit of free legal advise my friend:))))) Thanks, friend... I don't know her name... the police never gave it to me. I can't charge a person whose name I don't know. The writ can't be served. I filed for the police report... I got it... it's written in gibberish. The policeman was sub-literate... or else tried (successfully) to muddle the issue beyond comprehension. The police report gets checked by a spell checker and then by a human employed by police to proof-read the report... the report passed both checks and came out still as an incomprehensible script. I live in Canada, where US laws don't apply. My only recourse is to go after the mall owner... but he just banned me, and I am right now researching if he is allowed to give a false reason to ban a patron, or else is he required to give any reason whatsoever to ban someone from a mall... impossible task. The trespass laws of Ontario, which were enacted by the Provincial Parliament a couple of years ago, do not allude to that. I spoke to three lawyers, or wanted to, they said they don't specialize in trespass laws. This is the land of the law... where you are not excused from punishement if you break the law, by saying you don't know the law... but here in this country nobody knows the law. There is lots of laws, sure, we are a nation gifted with law... but nobody knows them all, and nobody knows even just a large part of it. Therefore there is no law, for all practical purposes, is my view. In Brazil a rich man can get a poor man killed and get away scot free. In Ontario, Canada, nobody gets killed this way, but the law is still not an applicable thing to create order in society, as there is no certain knowledge by anyone as to what the law actually says. True enough, sometime a law says something, and a smaller amount of time you can even find the spot in the books where the book says exactly what the law is. So there is an argument that there is law. But the law as it stands worded in books and lawbooks and statutes is up for interpretation; you have to argue in court that your interpretation is superior to that of your opponent. Why would that need to be done? That's stupid. But okay, fine. Once you got over the interpretation argument and legal battle, then you realize that the law, that you so fiercely depend on to win your case, can also be struck down by the courts even if interpretation is equivocal; it can be nullified and the opposite of it held if there is precedence to that having happened in other courts, by other judges, in the same jurisdiction, even if the interpretation is the same and the law is not struck down by the court. It's not a bad country, at all. Canada, I love thee. But your legal system sure sucks the big one. I blame Admiral Nelson and General Wellington for this. They beat Napoleon Bonaparte, and thus excused the English legal system from accepting Napoleonean streamlining. You see, before N.B., each European country had a legal system that was very close to the British in its essence. Napoleon created a logical, easily-handled, finite and overseeable legal system, and the European countries he beat with his army all accepted his system with open arms and with glee. The British did not, simply coz they had not been beaten by N.B. So what the eff. I was not charged... the police came and went, and they just got the mall owner to ban me. Where the hell do I go with this to complain? you go strait to the chief of police talk to him personally explain the situation and that you were violated of your rights ,cause you did nothing wrong in the mall and that officer was in the wrong to tell the mall to ban you i would , and if that don't work go to the press and explain that your rights were violated and even the chief did nothing ,now you can also take it to the congress man appointed to the area and tell them your freedom was taken and violated theres so many ways my friend i sure would not let them violate my freedom for doing nothing wrong i would even phone the counsel who is in charge of that area and talk to them by the way a buddy of mine is a lawyer but not seen him in a while he has been really busy ,ask the police for a typed statement say its to hard to read too:) they got to give it if you were violated i would file emotional distress too ,get legal aid if you can afford a lawyer but i know you will win 100% cause there is no legal reason to ban you so thats in violation to the law but when you do get your check from the government for for violating your civil rights you owe me 1 bottle of JD lolllllll kidding but seriously dude stand firm ,try them things you can't lose they did a false ban and violated your civil rights of freedom and you can say you got so distressed over it and get a doctors note and your in the money and ban lifted too cheers

Cheer_up Joined Tue 11/02/10 Posts: 3269	Sun 03/13/11 09:21 PM
Let's just say this whole thing needs further investigation. just make sure you do it the right way cause some of these banks can try and switch the story into fraud and try and charge the person that spent money that was not theirs and could go to court over nothing the person may win in court if a good judge then again depends on the background of the person with the money so 50 dollars not worth the stress cheers

Jeanniebean Joined Wed 01/30/08 Posts: 40028	Sun 03/13/11 09:32 PM
Yes you can put money in someone else's account, on purpose or on accident if you happen to write the wrong account number on a deposit slip. Problem is, you may never be able to prove it happened. Also, if someone else put money in your account, you can't really give it back unless you know for sure who put it in there. Don't give it back to the bank. It does not belong to them. Only give it back if you know who put it in there on accident, but chances are you will not know.

Monier Joined Sat 03/17/07 Posts: 3337	Sun 03/13/11 09:38 PM
Someone mistakenly made a deposit into your checking account, would you return the money, or keep it? Let's say it's a fairly small amount, under $50.00. I'm not saying anything. My bank charges me 35 bucks if I sneeze wrong. Who knows how much they would charge me if I made them do some actual work.

Beachfarmer Joined Tue 04/17/07 Posts: 24709	Sun 03/13/11 09:39 PM
always return not to be trite or cliche either....from altruism to karmatic fear it's just better for peace of "my" mind

Simonedemidova Joined Mon 11/15/10 Posts: 8952	Mon 03/14/11 08:20 AM
Let's say it was an obvious mistake, not on the banks behalf, but on the one who deposited the money, perhaps sending it to the wrong account? Would you return the money after 4 months? first you can't deposit money in a wrong account lollll unless they got your card and had your code and put it in there and second only the teller can make the mistake cause they ask you to use your card most of the time, now if you put a blank envelope and deposit in your account 50 dollars they can try and charge you with fraud unless you report it right away and say you made a mistake and forgot to put the cash in :) actually buddy, it happens all the time, when people walk in and the teller messes it up without knowing...not on purpose perhaps but maybe hitting one wrong number by mistake.

singmesweet Joined Mon 07/28/08 Posts: 26661	Mon 03/14/11 08:45 AM
Let's say you didn't notice it until 4 months later. Would you still keep it? If I didn't notice it right away, I certainly wouldn't notice it 4 months later.

Jeanniebean Joined Wed 01/30/08 Posts: 40028	Mon 03/14/11 08:46 AM
Someone mistakenly made a deposit into your checking account, would you return the money, or keep it? Let's say it's a fairly small amount, under $50.00. I'm not saying anything. My bank charges me 35 bucks if I sneeze wrong. Who knows how much they would charge me if I made them do some actual work. Change banks.

singmesweet Joined Mon 07/28/08 Posts: 26661	Mon 03/14/11 08:49 AM
Yes you can put money in someone else's account, on purpose or on accident if you happen to write the wrong account number on a deposit slip. Problem is, you may never be able to prove it happened. Also, if someone else put money in your account, you can't really give it back unless you know for sure who put it in there. Don't give it back to the bank. It does not belong to them. Only give it back if you know who put it in there on accident, but chances are you will not know. Even if you had written the wrong account number, the teller should notice that the account isn't under your name before putting the money in someone else's account.

JOHNN111 Joined Wed 05/13/09 Posts: 9273	Mon 03/14/11 09:21 AM
How much honesty and integrity do you have when no one is watching? I'd return the 50$ to the universe... Although, I've received a cheque for $13000 from a customer by mistake, A REAL sob... who took 6 months to fork over $500.00 years before. Yup Karmas a B!otch..... for him

buttons Joined Mon 11/06/06 Posts: 25783	Mon 03/14/11 09:33 AM
i once pulled out 300 bucks from the atm.. it was at like a lottery machine place.< i just go there to get money out and do buy smokes there> well i did tell the clerk that i got 320, i asked her if anyone had used the machine before me she said she hadnt seen anyone use it. because i would of assumed that maybe it would of been theirs? there was only a couple of people in there and i had asked them if they used the machine first they said no..yes i kept the money lol! however if i notice at a grocery store they give me too much back i do definitely give the money back to them.

j3ss1ka Joined Thu 02/03/11 Posts: 724	Mon 03/14/11 09:35 AM
Someone mistakenly made a deposit into your checking account, would you return the money, or keep it? Let's say it's a fairly small amount, under $50.00. I would not notice, for all i know someone could be taking out $50.00 from my account and still wouldnt know!

Jeanniebean Joined Wed 01/30/08 Posts: 40028	Mon 03/14/11 09:51 AM
It was after hours at the post office. I put one dollar into the coin machine. It spit out ten dollars worth of quarters. I knocked on the window because I heard someone in the back room working. The man was very rude and yelled at me that they were closed. I said Okay, but you might want to know that I can get ten dollars out of your coin machine for one dollar. That got his attention in a hurry.