I heard on the news today (AM Talk radio) that cell phones increase your risk of an accident by 4 times. I got rid of my cell phone last year and love it.

So if cell phones are that bad for drivers, should they be treated like drunk driving? I think so. Texting cost lives on the rail accident a few months ago. The engineer was texting and crashed the train.

My point is, your credit score affects your insurance rate, a pet influences you insurance rate, should not a cell phone account affect your insurance rate? Technology meets reality?

Good thinkin!!

I agree maybe the time has come!

I definitely limit my cell phone time if I am driving, and let them know I will call them back. It's so dangerous - there was a construction worker killed here recently, and the driver was on the phone not paying attention to the construction!

Credit score has no reflection on driving and I seriously object to it being used to determine your car insurance rates.

I won't answer my phone when I'm driving. But then I've driven a stick most my driving life and with one hand on the wheel and one hand on the stick, there is no hand left over for the phone.

I get really cranky when I see people on the phone while driving.

That law has already been passed in the UK.

It is strongly enforced as well, but people still use their phones regardless.

a pet influences you insurance rate



What insurance ??????????

When working with a Safety Dept on a project I found lots of studies that showed EATING in the car was the cause of even more accidents than cell phones.

Just an observation worth considering.

Everything is a distraction. Having kids in the back of the car is distracting. How many times have you seen drivers trying to control arguing children while driving?

Ban children from cars i say!

On a military base I work at, they prohibit any use of cell phones or technology that may distract you while driving. You can't even have a blue tooth in your ear. It is strictly enforced or you will be disciplined.

or you will be disciplined


I like the way you say that!!!

Homeowners insurance...if you report you have a pit bull. your rates will go up..seriously. Or a Doberman, Rotweiller etc....

LOL It's getting late and I'm running out of vocabs.

I only use my cell when not in traffic. Please tell why pets influence your insurance rates??

OK, now I understand..thanks

I beg to differ...Car insurance companies have tied into the credit companies. If you have a poor credit score...you are probably a poor driver, or will default on your car loan. Therefore your insurance rate goes up. It is proven. Your credit score affects your insurance, ability to get a job, get a loan etc...Are you not surprised?

I also heard that scratching your rear while driving is another big cause of accidents.

Wow, I can tell it's getting late now!

Sign of the times. Go hands free people. Blue tooth, and auto dictation, and heads up display. The technology is there. I have it. 2 hands on the wheel and eyes on the road. People are lazy and too cheap to get the technology that could save them from their own stupidity and recklessness.

You look Hot in that picture,so i'll agree!

I could totally see that because if I'm at the wheel and I drop a fry, I'm going after it.