I'm sure we have all seen those stupid free credit report commercials on tv . There is one where the guy is a newlywed and he says he married his dream girl but if he had just gotten a free credit check he would've known her credit was bad and he would be a happy bachelor .

My question here is how important is good credit when you consider someone for a serious relationship or marriage material ?
Is it something you even think about ?

when i meet a gal my little brain takes over . and he don't care about no stinkin credit!!!

well, when you get to be about my age... (or not) you want someone who is able to manage their money, what would you like to do? maybe live with their mothers cause you dont have good enough credit to even rent your own appartment? credit is very important.

To me credit worthiness means nothing, it has nothing to do with love!!

In some cases, it can be REALLY important.

If you decide to get married and go dutch on a mortgage on a house, things would be much less stressful if the both of you had good credit. If one has piss-poor credit, you can expect that mortgage to start getting more expensive. Or worse.

There is ALSO a small contingent of sheisters out there who will take part in what essentially amounts to identity theft by charging stuff on the other persons' credit. That ain't cool no matter HOW you look at it.

my ex attempted to do some damage to my credit...
and so i think its important that a person is responsible in paying their bills..
I dont want to get stuck with somebody else's bills in the long run

no

I will not get married again so I don't have to worry about that

That's exactly what my dad's ex live-in girlfriend did. She totally skewered his credit with her taking her friends to trips to Aspen, Colorado and stuff. Even worse was the fact she was totally brazen about it, too- she was a complete and total cun... well... you know what I mean.

I look at it this way- you can be married with kids, but you're just ASKING for trouble if you don't boundaries as to what can and can't take place as far as purchases and credit is concerned.

Splitting a shared mortgage into two households is rarely kind on credit...so some issues have to be expected when you reach an age that most people you will date are divorced. It's just one of those things you will have to deal with together once you form a new relationship. You can always make more money...your love may be a once in a lifetime chance.

Well, credit is important. You wouldn't want someone to burden you with theirs. Much like having a psycho ex. You wouldn't want that drama in your life right? Same with someone ruining your credit.

welll idk...credit isnt that important to me

What I'm hearing from people who find it important is that they thing anyone who has a credit problem can't handle money.

But there are many other reasons for people to end up in a situation with poor credit.

Such as a job loss where they had been at the top of their pay scale. When you have to start over, new job, bottom of the pay it is a traumatic blow to ones ability to make ends meet. And then we have this housing crisis going on.

I went from making 26 an hour to 10 an hour and could only manage to make things work for a year. I've had to give up my house and file bankruptcy because I wasn't making enough money for any other solution to be viable.

That's right Moon. I was working hard and my daughter went through some major stuff and 3 hospitalizations, and I ended up losing my house and a car from the bills from those hospitalizations. I had to file bankruptcy too to try to recover from it. I have always been a hard worker, worked 1-1/2 jobs over 20 years to support her, we didn't get any child support, etc. Sometimes it is not in your control.

I wouldn't want someone who wasn't able to support himself out of laziness and not wanting to work, expecting me to support him. But, if I were with someone and something happened beyond his control, I would take over supporting the family. I plan to continue working until retirement age and make a decent income. Just don't want to be used or played for a sucker.
But I always plan to carry my own weight in a relationship.

nope,the only thing i run on them is a boob check

I don't really care if the lady has lousy credit.

I dont care about someones credit, things happen, as long as they are working and trying that is fine with me.

At this point in life, I view attitude towards ones credit rating as a character check. Everybody can have credit problems, including myself. But if someone is actively working to get it back on track, as I have, I see that as being better than not caring and trying to recover.

If that's a criteria, I'm in trouble since my ex did MAJOR damage to my credit.