Topic: Only in America.....
orion34's photo
Fri 02/15/08 10:25 AM
A Charlotte, NC lawyer purchased a box of very rare and expensive cigars, then insured them against fire among other things. Within a month, having smoked his entire stockpile of these great cigars and without yet having made even his first premium payment on the policy, the lawyer filed a claim against the insurance company.

In his claim, the lawyer stated that the cigars were lost "in a series of small fires" The insurance company refused to pay, citing the obvious reason; that the man had consumed the cigars in the normal fashion.

The lawyer sued.......and WON!

In delivering the ruling, the judge agreed with the insurance company that the claim was frivolous. Nevertheless, the lawyer held a policy from the company in which it had warranted that the cigars were insurable and guanteed that it would insure them against fire, without defining what is cnsidered to be an unacceptable fire, and was obligated to pay the claim.

Rather than endure lengthy and costly appeal process, the insurance company accepted the ruling and paid $15,000 to the lawyer for his loss of the rare cigars.

NOW FOR THE BEST PART!

After the lawyer cashed the check, the insurance company had him arrested on 24 counts of ARSON!!! With his own insurance claim and testimoney from the previous case being used against him, the lawyer was convicted of intentionally burning his insured property and was sentenced to 24 months in jail and a $24,000 fine!!!
THIS IS A TRUE STORY AND WAS THE 1ST PLACE WINNER IN A PAST
CRIMINAL LAWYERS AWARD CONTEST!!!

Tobias1540's photo
Fri 02/15/08 10:26 AM
laugh laugh laugh That is the best story ever!!!

no photo
Fri 02/15/08 10:27 AM
laugh laugh laugh laugh drinker

TristanBru's photo
Fri 02/15/08 10:27 AM
Don't mess with insurance companys, they always win.

Rapunzel's photo
Fri 02/15/08 10:31 AM

A Charlotte, NC lawyer purchased a box of very rare and expensive cigars, then insured them against fire among other things. Within a month, having smoked his entire stockpile of these great cigars and without yet having made even his first premium payment on the policy, the lawyer filed a claim against the insurance company.

In his claim, the lawyer stated that the cigars were lost "in a series of small fires" The insurance company refused to pay, citing the obvious reason; that the man had consumed the cigars in the normal fashion.

The lawyer sued.......and WON!

In delivering the ruling, the judge agreed with the insurance company that the claim was frivolous. Nevertheless, the lawyer held a policy from the company in which it had warranted that the cigars were insurable and guanteed that it would insure them against fire, without defining what is cnsidered to be an unacceptable fire, and was obligated to pay the claim.

Rather than endure lengthy and costly appeal process, the insurance company accepted the ruling and paid $15,000 to the lawyer for his loss of the rare cigars.

NOW FOR THE BEST PART!

After the lawyer cashed the check, the insurance company had him arrested on 24 counts of ARSON!!! With his own insurance claim and testimoney from the previous case being used against him, the lawyer was convicted of intentionally burning his insured property and was sentenced to 24 months in jail and a $24,000 fine!!!
THIS IS A TRUE STORY AND WAS THE 1ST PLACE WINNER IN A PAST
CRIMINAL LAWYERS AWARD CONTEST!!!






haha ...serious backfire laugh


you know what they say about paybacks :wink:




mnhiker's photo
Fri 02/15/08 10:32 AM
It's only an urban legend.

http://urbanlegends.about.com/library/blcigar.htm

Rapunzel's photo
Fri 02/15/08 10:35 AM
Edited by Rapunzel on Fri 02/15/08 10:36 AM
who is to say those Exposes' are accurate

i don't believe any of those sites...


who and what makes snoops huh

or any of the others such authorities ???huh


and really they are just

a bunch of party poopers to me sick

soxfan94's photo
Fri 02/15/08 10:40 AM
Yep, that's not true. For starters, insurance companies define everything, and secondly any frivolous claim gets thrown out. So there's no way the court can find it frivolous and still proceed to determine the case.

Rapunzel's photo
Fri 02/15/08 10:44 AM
oh...shucks

Rapunzel's photo
Fri 02/15/08 10:45 AM
well, it is not like other dumb cases have never been won

soxfan94's photo
Fri 02/15/08 10:47 AM

well, it is not like other dumb cases have never been won



Lol oh yes there are tons of dumb cases won in real life. Particularly the recent case where the driver of an RV set cruise control and went to the back to fix some food and sued (and won) because the manual didn't explicitly state that cruise control does not steer the vehicle. Craziness.

JaceKnows's photo
Fri 02/15/08 10:48 AM
My house is insured against fire... and I have a rather large humidor. If my house burns down, and all my prized cigars go with it. . . . . .

orion34's photo
Fri 02/15/08 01:02 PM

It's only an urban legend.

http://urbanlegends.about.com/library/blcigar.htm
[/laugh laugh Be that as it may,Wouldn't you agree that it lifts the spirit with a sense of smug, righteous, satisfaction ....to think that somebody else is getting theirs!.......a sense of twisted justice? or as in my case, when my ex's attorney,upon a chance meeting months afterward, asked me for a ride to his car which was in the repair shop! Not being one to hold a grudge, I gave him a lift.quote]

rozey2680's photo
Fri 02/15/08 01:07 PM
laugh laugh laugh laugh laugh laugh

soxfan94's photo
Fri 02/15/08 01:13 PM


It's only an urban legend.

http://urbanlegends.about.com/library/blcigar.htm
[/laugh laugh Be that as it may,Wouldn't you agree that it lifts the spirit with a sense of smug, righteous, satisfaction ....to think that somebody else is getting theirs!.......a sense of twisted justice? or as in my case, when my ex's attorney,upon a chance meeting months afterward, asked me for a ride to his car which was in the repair shop! Not being one to hold a grudge, I gave him a lift.quote]


Good point, I agree happy happy