Money doesnt matter! It comes and goes. If what you're really looking for is something lasting, then stop thinking so little of yourself. Real romance has nothing to do with cash flow...know what I mean?
I think that men go into their head and start thinking "I don't have this" or "I haven't accomplished this" and it turns into "What worthy woman would want me?"
Give yourself a break, everyone is struggling right now. Concentrate on all the wonderful things about yourself, knowing that you're working on what's lacking, and you will manifest the right relationship.
I wish you the best of luck.