Thanks for the kind words, folks. Yes, she has insurance- oddly the same company as Dave has, so they will be paying. Dave's okay too. He has bruises on his left side from hitting the door, and his knees are sore as hell from hitting the steering wheel, and his left hand is sore from getting twisted from the impact.

I'm just glad we were both wearing our seatbelts. Insurance companies look for any reason to not payout. I have a splitting headache from when the airbag hit my glasses. They're in many pieces, but I luckily had hardened lenses(and a hard head).

If it was a DWI then she will be convicted more than likely if she blew a .26. That’s aggravated and you sustained injury. Your insurance will go after her insurance to pay. If she was not insured or under insured then you will need to sue. That is, if she has any assets. You can’t get blood from a stone.