Anyone ever use a service to consolidate medical bill debt? What company/organization was it, and what was the experience like? Any tips for finding the right/best one?

i know there is some sort of orgnaization here in town dont recall the name off hand but if your insurance doesnt cover they would pay the bill

I don't have insurance and the bills have already went into collections.

send them what you can. Even sending ten dollars a week can keep a collection agency off your back.

right, and they have to take what you send. for i was told if they send back your money. the bill is righfully paid for(or something like that)

good advice

quite correctly stated, at least in Wyoming...good faith effort to pay a bill in legal tender rejected by the creditor is cause for dismissal of the entire amount.

right, thats also counted here that way to

I had to get a hernia operation with no insurance a few years ago.It was going to cost over $15,000.The hospital said they had a charity program if you didn't make a certain amount of money every year.Since I was under that amount I got a big break on my bill.I think in the end I had to pay around $1,700 dollars.I would ask the hospital if there was some way they could give you a break on your bills.I would also talk to various government organizations that deal with low income programs that pay bills(such as electricity,medical,rent,etc).Many elderly and immigrants take advantage of these programs.

I also know hospitals allow you to make payments over time.Many times it is a very low minimum amount.If all else fails you may have to do a medical bankruptcy.