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Topic: Your Debt Your Problem
briancarr Joined Mon 12/17/07 Posts: 3310	Fri 08/29/08 05:41 PM
At what point do you ask someone you are about to get into a relationship with, about the amount Debt they have

revolution718 Joined Tue 08/12/08 Posts: 110	Fri 08/29/08 05:43 PM
when they start asking to borrow money, and you're noticing tht you're paying for everything

dawnyhi Joined Sat 06/14/08 Posts: 1543	Fri 08/29/08 05:43 PM
that is their problem and i would hope they work to resolve it before getting into a relationship with someone....with credit counseling or something....

SKPCG Joined Mon 03/03/08 Posts: 14708	Fri 08/29/08 05:44 PM
Hah!!! I drag it out sneaky-like within the first couple of dates!!! I'll be more familiar with their income to debt ratio than they'll ever know!!!

RKISIT Joined Tue 01/08/08 Posts: 16721	Fri 08/29/08 05:45 PM
why would you ask in the first place?

MAKE_ME_GIGGLE Joined Thu 02/07/08 Posts: 5376	Fri 08/29/08 05:46 PM
that is their problem and i would hope they work to resolve it before getting into a relationship with someone....with credit counseling or something.... Debt does not necessarily mean bad credit. I have about $50,000 worth of debt. It's all from buying a home, putting myself through college and buying my vehicle. But I have a good credit standing because my bills are paid on time and up to date.

QwicherBytchin Joined Sat 09/01/07 Posts: 1240	Fri 08/29/08 05:46 PM
I agree that somone with debt needs to be able to handle it themselves...On the other hand, at what point do you ask someone how much money they have saved? People are willing to get into a relationship with someone rich..but not someone poor. Just a funny observation. Sorry..I'm feeling cynical and jaded about life right now...so I'll sit in my corner and keeps my claws to myself from now on.

Jules0565 Joined Fri 06/06/08 Posts: 4485	Fri 08/29/08 05:47 PM
that is their problem and i would hope they work to resolve it before getting into a relationship with someone....with credit counseling or something.... NEVER go into Credit Counseling!! I repeat, NEVER!! (they honestly do NOT help your credit, they make it worse! Banks view credit counseling WORSE than if you were to file bankruptcy)

irad8you Joined Tue 09/04/07 Posts: 8261	Fri 08/29/08 05:48 PM
Can someone loan me some money so i can join this site, oh wait it's free lol

SKPCG Joined Mon 03/03/08 Posts: 14708	Fri 08/29/08 05:49 PM
I agree that somone with debt needs to be able to handle it themselves...On the other hand, at what point do you ask someone how much money they have saved? People are willing to get into a relationship with someone rich..but not someone poor. Just a funny observation. Sorry..I'm feeling cynical and jaded about life right now...so I'll sit in my corner and keeps my claws to myself from now on. With good cause, I am sure. My second husband, while we were dating and engaged "saved" a couple of thousand dollars. What he neglected to tell me was in order to open that savings account, he was charging up his card!!! Duh!!!!!!!!!!

dawnyhi Joined Sat 06/14/08 Posts: 1543	Fri 08/29/08 05:49 PM
that is their problem and i would hope they work to resolve it before getting into a relationship with someone....with credit counseling or something.... NEVER go into Credit Counseling!! I repeat, NEVER!! (they honestly do NOT help your credit, they make it worse! Banks view credit counseling WORSE than if you were to file bankruptcy) wow you may be right they scam people too... but still i would just make sure that they relsove their debts before getting entangled with anyone otherwise they may just be scammers looking for someone to fix that situation for them....not a good thing...

Jules0565 Joined Fri 06/06/08 Posts: 4485	Fri 08/29/08 05:52 PM
that is their problem and i would hope they work to resolve it before getting into a relationship with someone....with credit counseling or something.... NEVER go into Credit Counseling!! I repeat, NEVER!! (they honestly do NOT help your credit, they make it worse! Banks view credit counseling WORSE than if you were to file bankruptcy) wow you may be right they scam people too... but still i would just make sure that they relsove their debts before getting entangled with anyone otherwise they may just be scammers looking for someone to fix that situation for them....not a good thing... They certainly do.. they never make the payments on time, along with many other flaws. I work with Mortgages and Banks.. they won't give you a second look if you have credit counseling on your credit report.

SKPCG Joined Mon 03/03/08 Posts: 14708	Fri 08/29/08 05:53 PM
that is their problem and i would hope they work to resolve it before getting into a relationship with someone....with credit counseling or something.... NEVER go into Credit Counseling!! I repeat, NEVER!! (they honestly do NOT help your credit, they make it worse! Banks view credit counseling WORSE than if you were to file bankruptcy) wow you may be right they scam people too... but still i would just make sure that they relsove their debts before getting entangled with anyone otherwise they may just be scammers looking for someone to fix that situation for them....not a good thing... As an ex-banker in credit, loans, and collections I highly recommend Consumer Credit Counseling Service. They are not a scam. They do their best to work with creditors. And, nope, not all banks look at that as a defect in character. At least none of the banks I ever worked for. I'd send folks there and we were so much more likely to get paid something as opposed to nothing, and usually more because we worked with folks.