I've been using a Netspend card for over 14 years (Three cards issued over the years technically).

I use it for everything. Internet payments, car insurance payments, everything I've EVER purchased on E-bay, Everything I've ever purchased from Tiger direct. I've even used it as a savings account, so I wouldn't spend my gas money. :-)

It is about as safe as it gets. Years ago I had a friend who actually ordered Girls gone wild. The deal was three films for $19.95, and that part worked fine. However,.. Every month after that, until he cancelled his REAL credit card, THAT company sent him another film and charged him ANOTHER $19.95. He tried to stop them, he called over and over. In the end he had to get a new card issued.

The same thing happened to my mother with Oxy-clean.

This CAN'T happen with a prepaid card. I load what I need, spend it an hour later,.. NOTHING is left TO steal!

I do not have, nor do I want a real credit card, I've never even applied for one. I don't do car loans or other "debt" based programs. That is why I use one of these cards. I still have all the great benefits of "plastic" money. Without the debt!

I think everyone should opt for this over DEBT!

What I have been led to understand is that a "Real Man" is:

He is a man who ISN'T a chicken ****, needy, clingy, male who ASKS women for a relationship, ASKS women what THEY want to do. Is obviously nervous, or afraid to put is arm around her, or hold her hand.

A "Real Man" gently, comfortably guides a relationship to the next level without fear of rejection.

He is NOT an "A-hole", just a confident, leader who isn't afraid to be comfortable with who he is. He's easy to talk to, and get along with because he's not a nervous wreck begging for a woman's attention. He's just a nice confident guy, who THEY want to know.

He is also a stand up guy, who is there for his friends and family. Who HAS friends, and something to do OTHER then play video games, watch football, get drunk...

A "Real Man" is a survivor, as well as a good provider.

THAT is what I was taught