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Community > Posts By > JosefQuewl
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In reality all credit cards are loans * use common sense * live within your means * pay it off at months end * pay on time If you are not ok with credit card companies increasing interest rate - I suggest pay off balance and cancel the account You do not have to accept their increases, you can cancel and close the account. I agree with you. Say that you have paid off your car loan and rent (no mortgage payment) What ways are there to establish credit other than credit cards? Hit it right on the head!!!! |
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Edited by
JosefQuewl
on
Thu 05/21/09 04:36 PM
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I dont agree with helping people with their credit card bills! They should have read the fine print and payed more than the min each month! The problem is the credit card companies can change the rules whenever and however they want. Got a letter 2 days ago that my CC company will raise my rates January 2011. Preemtive strike? Incorrect. That same letter also notified you that you have a right to not accept any changes, then your account will cease. And, if you look up your signing documents, you will find a small print about terms and conditions changeable at any time by any party. You miss the point. They can change the laws all they want the cc companies will always be a step ahead. Yes, If you can't afford it you shouldn't use a credit card. The point, is this really the best they could have done in a bill or are they just going have to revisit this time and time again. A bandaide. |
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exhausted
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I dont agree with helping people with their credit card bills! They should have read the fine print and payed more than the min each month! The problem is the credit card companies can change the rules whenever and however they want. Got a letter 2 days ago that my CC company will raise my rates January 2011. Preemtive strike? |
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Topic:
Panic
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Thank you!
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Topic:
Panic
Edited by
JosefQuewl
on
Wed 05/20/09 08:50 PM
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A deep breathe
A blank mind Adreniline shoots through my veins Should I run Should I fight Should I just remain My stomach turns My hands shake Why am I so vain I look around I settle down I wasn't even seen JosefQuewl RTH 5/20/09 |
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Would this discussion even be possible without memory. I must remember what was written to form an opinion which is also based on all other experiences, or memory of those experiences.Memories are real. Life warps our peceptions of those memories which defines who we are.
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Topic:
Amongst the Reed
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I was trying to explain the obsessive, hopeless thoughts of depression. Thanks for the posts and welcomes!!
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Topic:
Amongst the Reed
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Ty
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Topic:
1984
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The only real problem I have with reading older books is that its hard to understand. Anything written before 1950s will confuse me unless there are summaries around that explain it. Its kinda cool to see how the language evolved over time tho  No offense meant to poster. But here is the problem. The saying goes something like "Those who don't remember history are condemed to repeat it." It is an ignorance in this country, and around the world for that matter, that no one recalls the lessons of history. It has been said that when changing the thinking of the masses it is futile to change the mind of the majority of the people as there minds have been set and the time of history has formed there thought and beliefs.To change the mind of the people it must be done through the children mostly in there "formative years" It is the responsibility of the parents to teach there children. The problem is the parents of the children have been exposed to the same school system policies that their children are. They have no clue what the true history of the world is to teach their children. The school system is defiantly not about to start doing that when people like Bill Ayers is setting the standards of how are children are taught. |
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Topic:
1984
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Is it broken... or broken by design? You gotta wonder. Dumb uneducated masses do not put up as much of fight when their rights are stolen as educated and observant citizens do. AIG is largest 401K provider and insurer of teacher unions!!! |
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Missed Nancy Pelosi with her lasso of truth!
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Is that what that was I thought I say an elephant run under your chair?
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Boyfriend perfers when she uses edible tampons.
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By taste or smell?
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Edited by
JosefQuewl
on
Sun 05/17/09 08:27 PM
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Is thata dogga poop on your shoe?
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Calls everyone an idget!
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Chief Foot in Mouth
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Topic:
Amongst the Reed
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Forced to use energy in thought instead of deed
struggling for one's dear life in the muck amongst the reed contemplating the pleasured passing of thought or soul each connected to the other linked together as a whole each revolution darker than the one that before came in an torturously slow descent into the madness and the shame a root to grasp seems atop some mountain seen in thoughts like the clicking pen never needed to be written down for they will appear again JosefQuewl RTH 5/16/09 |
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Topic:
Duped ?
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The addage rob Peter to pay Paul comes to mind when we talk about taxes in this country. It is all an illusion that we are benifitting from being taxed. If the cigarette tax actually went to help people quit or pay medical expenses that would be fine. The problem is it goes to pay for the pay raises for congress.
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