An elderly lady was standing next to the railing on a cruise ship. She was using both hands to hold her hat onto her head so it wouldn't blow away
A gentleman approached the lady and said: "Ma'am, I am sorry to bother you but the wind is blowing your dress up".
The lady replied, "Sir, if I take my hands off of my hat it will blow away".
"I understand, ma'am, but you aren't wearing any panties", replied the gentleman.
The lady looked down then back up at the gentleman and said, "Sir, anything you see down there is 70 years old. I bought this hat yesterday".