My kid studies hard at home. It's not the teachers fault or their job to do the homework for the children, IMO.

Amen to that

I don't think they gave a memo out for that. I think we had to learn by our mistakes.

i totaly admit spelling was never one of my strong subjects...by the same token,some very smart men were bad spellers...albert einstein,howard hughes and george harrison...did i spell every thing right? be seeing you

Tell me you did not just compare yourself to those men!!!

I wasn't commenting on your spelling. I was commenting what you said above.

i did not compare myself to those men,i just used them as an example to point out that ALL men have strengths and weaknesses i do have a slight touch of OCD so maybe there is a little bit of a comparison with howard hughes be seeing you

Everyone from Corporate America, the government and God the list is so long Is responsible for their own actions. Just like all the ones who offered up the loans , people took them knowing full well the outcome.. so..... I am responsible for my actions. nothing more nothing less. GREED RULES ...

Don't forget about the people that lost their jobs and then lost their homes. Don't forget about the banks that did some things wrong with the loans too.

i did very well in school...with the exception of spelling,math and science...be seeing you

You can blame the voters!

The government nor corporate Amerca is to blame for anyone's problems. People are responsible to make life the best it can be for themselves, it is their own responsibility.

As for me each and every day here is great.

Agreed.. Playing the blame game is easy... Standing up and taking responsibility for one's own actions is the ethical thing to do... We can blame America for our lives from the beginning of time b/c neither Bush nor Obama are responsible for where things are right now... Of course to place blame would mean we're not happy with what America has achieved to date... I can't do that.. I know I live in the best country in the world and would not want to live anywhere else... FUNNY that globally they are ALL feeling the recession hmmmmmm can we blame our government for those countries too?? Where does it stop?

LOL... this is a rediculus question. The current financial crisis is absolutely caused by THE BANKS OF THE UNITED STATES OF AMERICA.

It may be a ridiculous question but that answer is absolutely wrong... It took many not just the banks to cause this, it's taken time as well.. I think the biggest cause is GREED which incorporated many individuals NOT just the banks.. Truth is the loan processing people, the real estate agents forged/lied/fake documents along with the purchasers in the housing industry....

I think the prisoner-haters are to blame

This is you. Ready?

"You're wrong! The answer is not The Banks. The correct answer is The Banks"

It's the fault of the aliens that have invaded our planet. Haven't you ever seen "They Live?"

That is NOT what I said.. If you were a bank giving out loans and I sent you documents that met your criteria yet I falsified them, how would you know? I am in no way saying that the banks had "nothing" to do with it, I am saying they are not solely to blame. Neither is the real estate industry... There are so many factors that caused this and still the bottom line is GREED NOT BANKS!!!!

You can't be serious. It is called verification. A system the banks abandoned.