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| Topic: green dot prepaid visa card | |
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ok .. so I finally got a credit card but its prepaid.. with all these stuff going on i perfer prepaid.. well anyways ...my question was is it ok so if one day i have zero balance is hte card still gonna charge the maintaince fee whenever i get money on it again or not...does anyone know ...?
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 yes
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yes it charges 4.$4.99 monthly maintenance fee also
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Not sure about the US, here in the UK when your card hits zero, you don't get charged...............opportunists !!!
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yes
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Ditch the prepaid card. They are ripping people off. Go to the bank and get a legitimate Visa card.
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thats weird... never heard of PRE PAID CREDIT... ha ha ha
makes no sense |
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ok .. so I finally got a credit card but its prepaid.. with all these stuff going on i perfer prepaid.. well anyways ...my question was is it ok so if one day i have zero balance is hte card still gonna charge the maintaince fee whenever i get money on it again or not...does anyone know ...? That looks so horrible on your credit report...GET RID OF IT NOW. |
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thats weird... never heard of PRE PAID CREDIT... ha ha ha makes no sense You're so right ! There is no credit, they take your money. it used to be they were the ones givinguscredit.Now all they do is line their pockets with the money of the vulnerable !!! |
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thats weird... never heard of PRE PAID CREDIT... ha ha ha makes no sense amen Talk about oxymoron |
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thats weird... never heard of PRE PAID CREDIT... ha ha ha makes no sense You're so right ! There is no credit, they take your money. it used to be they were the ones givinguscredit.Now all they do is line their pockets with the money of the vulnerable !!! They charge the consumer 5 bucks a month, and the retailer 3-5% of the transaction JUST TO HOLD YOUR MONEY. It shows up on a credit reprt as a "slow pay" and recks your credit. |
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thats weird... never heard of PRE PAID CREDIT... ha ha ha makes no sense You're so right ! There is no credit, they take your money. it used to be they were the ones givinguscredit.Now all they do is line their pockets with the money of the vulnerable !!! They charge the consumer 5 bucks a month, and the retailer 3-5% of the transaction JUST TO HOLD YOUR MONEY. It shows up on a credit reprt as a "slow pay" and recks your credit. WOW !!!! 
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thats weird... never heard of PRE PAID CREDIT... ha ha ha makes no sense You're so right ! There is no credit, they take your money. it used to be they were the ones givinguscredit.Now all they do is line their pockets with the money of the vulnerable !!! They charge the consumer 5 bucks a month, and the retailer 3-5% of the transaction JUST TO HOLD YOUR MONEY. It shows up on a credit reprt as a "slow pay" and recks your credit. I had one several months ago and a year before that too and it has never been on my credit report |
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Edited by
cny_musicman
on
Sat 10/18/08 10:22 AM
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First of all, not that I know of anyones credit status, but if they are using one of these card I am pretty sure they don't care anymore what shows up on their credit report.
These cards do have their place in the world of online shopping and bill payments for someone with terrible credit already. Lets not be too hard on people. |
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Even the concept of a prepaid card is flawed.
You deposit your money. They acrue the interest on the money. Then they charge you for the use of your money. You might as well just keep CASH in a COOKIE JAR!!! |
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First of all, not that I know of anyones credit status, but if they are using one of these card I am pretty sure they don't care anymore what shows up on their credit report. These cards do have their place in the world of online shopping and bill payments for someone with terrible credit already. Lets not be too hard on people. I know of people who use them to shop online, they top them up with the right amount for their purchase, and should the card get lost, they are not losing a fortune unlike a debit card linked to your bank account |
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Edited by
cny_musicman
on
Sat 10/18/08 10:27 AM
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I know of people who use them to shop online, they top them up with the right amount for their purchase, and should the card get lost, they are not losing a fortune unlike a debit card linked to your bank account I agree 
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I had my credit card stolen and got one until my replacement card came in.
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Edited by
CircuitRider
on
Sat 10/18/08 10:45 AM
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Works the same as My Bank Debit Card.... It is a MasterCard.... if I go over the amount I have in the bank, they pay it, then charge me $35.00 for each transaction that goes over... SO, in theory, I can have $0.99 in the bank, buy something that cost's $1.00 and will have to pay them $35.01 ...
 There is no fee for me using the card, nor is there a maintenance fee.... |
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I had one several months ago and a year before that too and it has never been on my credit report It does show up on your credit, and if you go to buy a house or a car or a major purchase it counts against you. It lowers your total credit score also. |
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