Those that are changing their minds right now took a bath in the stock markets.

So what?

It is better if it happens now. Basic economics ain't much different from basic science.

What goes up must come down. All things seek balance within the framework that they exist.

This market was artifically higher than the community that supports it can realistically be expected to support it.

Prices to consumers were to high. Prices to suppliers were to high. Prices for producers were to high.

Everyone was profit taking beyond the ability of the consumer to support.

The pyrimid was upside down. That is an unstable position. Gravity will eventually take over.