Topic: my job sucks, but......
ml24gq's photo
Mon 03/05/07 04:30 PM
i know everybody is going through this, or has gone through this. i put
in my two week notice at my job for a better job(fewer hours & more
money). i just started having some real bad medical problems that would
prevent me from leaving for insurance purposes. what should i do?

gardenforge's photo
Mon 03/05/07 04:46 PM
when you leave your present job you can go on COBRA for up to 18 months.
That means you pay the full premium of the medical insurance at your
previous job, but you get to keep the insurance for a year and a half.
I did that when I left the last job that I will ever have. I pay $277 a
month but its better than getting slammed with a huge bill.

When the medical insurance at your new job kicks in (usually 90 days but
sometimes longer), you can drop the COBRA. Check with the Human
Resources Person at your current job before you leave. They have 45
days from the time you leave to offer you coverage under the COBRA Plan,
thats the law.

Redykeulous's photo
Mon 03/05/07 06:28 PM
Garden is absolutely correct. The other thing you need to know is that
whatever the medical condition is, it may be cause for your NEW
insurance not to cover any related issues for a particular time period.
Just need to consider this in case your condition is not a completely
curible short term thing. BUT the good news is that the law is that
your new insurance company can not deny you benefits when your new job
allow it, they can only deny you benefits as pertains to this one issue,
that's why COBRA is a handy thing to keep for a while.